Insurance

Buildings insurance

If you own your own home, you’ll need to have buildings cover in case your home is damaged and needs repairs. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.

Contents insurance

While buildings insurance covers your permanent fixtures and fittings, contents insurance covers what you keep in your home, from furniture and carpets to TVs, computers and personal belongings.

You can buy both types of insurance separately or, in many cases, you can get them as a joint policy from the same insurance company.

Ready to speak to us about protection and insurance? We’ll search through a range of policies from our extensive list of insurers to find what suits you best.

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What our past clients have said

Very helpful offering much advice and many options. Very friendly and great communication.

Joanne

Richard was very knowledgeable and very helpful throughout the time for which we were in contact. He was incredibly enthusiastic and responsive when it comes to queries. He let me know exactly how much I could afford, and as a first time buyer he guided me through the process of purchasing a property, explaining to me fully everything that I was unsure of. Although it didn't result in a purchase due to personal circumstances, I will definitely be contacting Richard when the time comes to go through with a purchase again.

Owen

Professional advice, assisted with our complicated enquiry and would recommend to others.

Bob

Richard was very knowledgeable and understanding of my somewhat complicated situation with regards to getting a mortgage.

Greg

Richard, thanks very much for all your help with this process - I could not recommend you highly enough. Put me at ease straight from the start and great clear communication also. Once again, I really do appreciate all your help with my mortgage application process and for sure, will always be first to recommend you.

Azimul

I would like to say thank you for helping us sort out our remortgage. I really appreciate all the help.

Michele

Excellent help and advice from Richard, would recommend to anyone.

Simon

Thank you for your advice regarding my mortgage. I would recommend you to others, as I have found your service very professional.

Steve K

Richard worked extremely hard on our case and was always contactable for updates, even early evenings and weekends which is amazing. In less than 2 weeks, my application was approved and moved to full offer with a high street lender. Amazing service, extremely responsive & fantastic financial advice come as standard!

Scott M

A huge thank you for sorting my mortgage, found the service professional throughout and Richard was very patient with my queries/questions. I always got speedy answers and replies - would highly recommend!!

Scott G

Richard has been very efficient and thorough throughout the process of obtaining a mortgage offer. He explained what it would entail and the expected time frame. Richard took into account a budget I had in mind and successfully found a product to suit my needs. I was provided regular updates which I found very reassuring. The service provided is of a high standard, excellent communication and very friendly.

Hazera

Why choose Smiths Financial Solutions Ltd?

Our clients choose to trust us over the competition because of the way we conduct our business.

We know that one size doesn’t fit all and we have access to the whole market, leaving no stone unturned to find the right mortgage for you.

We won’t just find you a mortgage and disappear. We’ll continue to keep an eye on the marketplace and let you know of any opportunities.

You’ll want all your documents and messages stored in one safe and secure place, which is why we give you your own personal, online client portal.

In today’s world, we know how vital it is to be flexible – we can work with you by phone, email, face-to-face or whatever communication suits you.

Smiths Financial Solutions Ltd is a trading style of Dragon Brokers Limited t/as The Dragon Network which is authorised and regulated by the Financial Conduct Authority under registration number 599430. Registered office: Stafford Court, 145 Washway Road, Sale, Greater Manchester, M33 7PE. Registered in England.

Smiths Financial Solutions Ltd is a credit broker and you can confirm our registration on the FCA’s website

www.fca.org.uk

The actual APRC you are eligible for depends on individual circumstances.

If you are thinking about consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Call us free on
0800 001 6515

Enquiries

info@mortgagetest.com

Smiths Financial Solutions Ltd
The Creek
Walton on the Naze
Essex
CO14 8FF