While there are now more tax implications, investing in a buy-to-let can provide you with a steady rental income and you can generate capital growth  as the value of your property increases.

Whether you are looking at a buy-to-let to give you a better lifestyle, to put away some savings or fund your retirement, it’s important to get a mortgage broker such as ourselves to find you the best deals.

At Smiths Financial Solutions, we will help you to find the best buy-to-let mortgage for your budget and, as you look to make this investment, will provide impartial advice and guidance. We will look at various options to make sure you can still afford your monthly payments if rates go up.

On top of this, we can help you to arrange insurance to protect you against loss of rental income if the property is unoccupied, damage and any legal costs.

You might want to look at a buy-to-let if you:

• Want a more hands-on investment than stocks and shares
• Don’t mind your money being tied up for a longer time

What types of mortgage are there?

• Capital repayment
• Interest only
• Limited company mortgages

Ready to start looking at buy-to-let mortgages? We would welcome the opportunity to help and make the process hassle-free.