Let us find the right mortgage for you.

Simple. Bespoke. Protected
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Residential mortgages
Buy to let mortgages
Protection
Insurance
Conveyancing
Glossary
About Us
A warm welcome to Smiths Financial Solutions

In a fast changing world and an uncertain global climate, it’s understandable if you don’t know where to begin to find a mortgage that is right for you. You may be a first-time buyer, upscaling or downsizing, even looking to invest in a buy-to-let. Whatever your motivation, a mortgage adviser that will help you navigate the minefield of choice and make sure you are protected is priceless.

Experienced and with your best interests at heart, we are independent, impartial mortgage brokers that don’t do generic, but specialise in bespoke mortgage solutions that are the right fit for you, whether you need a large loan or a top-up on existing borrowing. And we’re here to support you throughout the buying process. How can we help you?

"Today’s mortgage marketplace is vast and finding a product that is right for you and will deliver the best return on investment is easier said than done. We will use our broad knowledge and diligence to take the hard work out for you.” 

We’ll search the whole market
We know that one size doesn’t fit all and we have access to the whole market, leaving no stone unturned to find the right mortgage for you.
Our clients are for life
We won’t just find you a mortgage and disappear. We’ll continue to keep an eye on the marketplace and let you know of any opportunities.
Secure online client portal
You’ll want all your documents and messages stored in one safe and secure place, which is why we give you your own personal, online client portal.
Bespoke advice – your way
In today’s world, we know how vital it is to be flexible – we can work with you by phone, email, face-to-face or whatever communication suits you.
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Use these quick links to get an idea about how much you could borrow and apply today.
How much can I borrow?
Mortgage Calculator
How much can I pay?
Mortgage Calculator
Find out if you qualify for a mortgage?
Reviews and Ratings for Financial adviser Richard Neilson, Colchester

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To book a free consultation or to find out more about how we can help you, call us on 0800 001 6515 or email info@mortgagetest.com if you would like to find out more.
Our Services
We offer a whole range of independent mortgage advice and financial services to our clients . Click below to read about each of the services that we have on offer.
Residential mortgages

Independent mortgage advice that meets your needs

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Buy to let mortgages

Independent advice for buying to become a landlord

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Protection

Rely on us to make sure you and your loved ones are protected

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Insurance

Rely on us to make sure you and your loved ones are protected

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Conveyancing

Let us take the stress out of the property buying process

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Glossary

To help with understanding all mortgage jargon.

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About Us

We’ll listen carefully to what you are looking for and give you bespoke, transparent advice

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What our past clients have said

Very helpful offering much advice and many options. Very friendly and great communication.
Joanne
Richard was very knowledgeable and very helpful throughout the time for which we were in contact. He was incredibly enthusiastic and responsive when it comes to queries. He let me know exactly how much I could afford, and as a first time buyer he guided me through the process of purchasing a property, explaining to me fully everything that I was unsure of. Although it didn't result in a purchase due to personal circumstances, I will definitely be contacting Richard when the time comes to go through with a purchase again.
Owen
Professional advice, assisted with our complicated enquiry and would recommend to others.
Bob
Richard was very knowledgeable and understanding of my somewhat complicated situation with regards to getting a mortgage.
Greg
Richard, thanks very much for all your help with this process - I could not recommend you highly enough. Put me at ease straight from the start and great clear communication also. Once again, I really do appreciate all your help with my mortgage application process and for sure, will always be first to recommend you.
Azimul
I would like to say thank you for helping us sort out our remortgage. I really appreciate all the help.
Michele
Excellent help and advice from Richard, would recommend to anyone.
Simon
Thank you for your advice regarding my mortgage. I would recommend you to others, as I have found your service very professional.
Steve K
Richard worked extremely hard on our case and was always contactable for updates, even early evenings and weekends which is amazing. In less than 2 weeks, my application was approved and moved to full offer with a high street lender. Amazing service, extremely responsive & fantastic financial advice come as standard!
Scott M
A huge thank you for sorting my mortgage, found the service professional throughout and Richard was very patient with my queries/questions. I always got speedy answers and replies - would highly recommend!!
Scott G
Richard has been very efficient and thorough throughout the process of obtaining a mortgage offer. He explained what it would entail and the expected time frame. Richard took into account a budget I had in mind and successfully found a product to suit my needs. I was provided regular updates which I found very reassuring. The service provided is of a high standard, excellent communication and very friendly.
Hazera
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Your home may be repossessed if you do not keep up repayments on your mortgage.

Smiths Financial Solutions Ltd is a trading style of Dragon Brokers Limited t/as The Dragon Network which is authorised and regulated by the Financial Conduct Authority under registration number 599430. Registered office: Stafford Court, 145 Washway Road, Sale, Greater Manchester, M33 7PE. Registered in England.

Smiths Financial Solutions Ltd is a credit broker and you can confirm our registration on the FCA’s website

www.fca.org.uk

The actual APRC you are eligible for depends on individual circumstances.

If you are thinking about consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

 

 

Call us free on
0800 001 6515
Enquiries
Smiths Financial Solutions Ltd
The Creek
Walton on the Naze
Essex
CO14 8FF

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